Overdraft Services Form

What You Need to Know about Overdrafts and Overdraft Fees

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

  1. We have standard overdraft services that come with your account.
  2. We also offer overdraft protection services, such as a link to a savings account, which may be less expensive than our standard overdraft services. To learn more, ask us about these plans.

This notice explains our standard overdraft services.

What are the standard overdraft services that come with my account?

We do authorize and pay overdrafts* for the following types of transactions:

After August 15, 2010 we will not authorize and pay overdrafts for the following types of transactions unless you authorize us to (see below):

* We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.

What fees will I be charged if Sandy Spring Bank pays my overdraft?

Under our standard overdraft services:

What if I want Sandy Spring Bank to authorize and pay overdrafts on my ATM and everyday debit card transactions?

If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions:

For more info on this program visit us at https://www.sandyspringbank.com/optin

Client Information
Overdraft Account Selection

I understand that I may revoke my enrollment status at any time by calling 800-399-5919.

Please print this form for your records

Thank you for your response. Your request will be processed shortly. If you have any questions about your overdraft options, please call us at 800-399-5919.

Our apologies. It looks like there was a communication problem. Please contact us at 800-399-5919 and we can assist you by phone.